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Financial institutions play a crucial role in today’s market economy.  They bring term intermediation, risk management, cost reduction, and funding by converting unpopular financial assets to publicly acceptable financial assets.

In China, the changes in the concept of finance and the financial system bring along the establishment of commercial banks, securities companies, insurance companies, trust companies, investment funds, financial leasing companies and foreign banks.

New profit sources and risk management support efficiency in financial intermediation. As all financial products involving legal designing and are basically legal concepts, legal services are widely needed in China’s financial and capital market.

Due to the segregation of financial business in China, financial institutions in China are currently regulated by their respective governmental agencies such as the CBRC, CSRC, and CIRC.  There are special laws for the different stages and aspects of finance, from the company formation, to issues regarding assets, employees, internal operations, dissolution, and liquidation.  Given the complexity of the legal system as applied to the different needs of investors and operators, professional legal advice is vital to the efficiency of all financial activities.

The development of the finance sector is of profound strategic significance to China, which is currently faced with the risk of non-performing loans and long term challenge as to improve the corporate governance of financial institutions to make their business purely market orientated.  Sound risk management and long term development of China's finance sector may call for the utilization of expertise in the management of financial regulatory regimes, adoption of reforms to the property and ownership system, establishment of a good corporate governance, adoption of new risk management modules and encouragements of innovations, all of which would require the support and participation from Chinese lawyers.

JZJ’s Finance Department is specialized in legal services for finance. Our team is comprised of lawyers with profound legal knowledge in financial law and corporate law, and experts with overseas experiences or experiences in financial and judiciary agencies.  Our range of experience coupled with our strong relationships with regulatory authorities has given us an unusual capacity to provide quality service and advice to our clients.

In particular, JZJ lawyers advise clients in the following areas:

• Formation, changes, dissolution, and liquidation of financial intermediaries;
• Company restructuring and governance;
• Asset management, such as fund raising, stock offerings, and stock transfers;
• Traditional financial matters;
• Innovative arrangements and transaction designing;
• Merger and acquisition of various financial institutions.